Monroe County, IN: the USDA septic-suitability picture
Very limited
Monroe County, IN's SSURGO dominant class comes back "Very limited", covering 73.4% of the county. Expect the ground itself to work against a plain gravity system; USDA's strictest bucket alone covers 73.4% of the county. For scale: 394.523 square miles and 140,702 people call Monroe County home.
Before you rely on this for one lot
Two lots a mile apart in Monroe County can carry different soil, even though they share one countywide rating. The real answer for one lot is still a site-specific perc test, running about $750-$1,850 (typically near $1,300).
Budgeting for a system in Monroe County, IN
Monroe County's soil reading pushes the likely outcome toward an engineered system rather than a conventional one. Conventional systems run $3,000-$8,000 where they pass; where they don't, engineered alternatives (mound or aerobic treatment, whichever the health department requires) run $10,000-$40,000 - budget toward the higher figure until a perc test says otherwise.
How Monroe County, IN compares
Among the 3,058 rated counties on this site, Monroe County, IN ranks 2,349 most-constrained nationally, and 85 of 90 within Indiana.
Further reading
How this rating is built, and its real limits · Conventional vs. engineered septic systems