Spencer County, IN: the USDA septic-suitability picture
Very limited
Spencer County, IN's SSURGO dominant class comes back "Very limited", covering 86.3% of the county. A standard gravity system routinely fails on ground like this; the same share of the county falls in USDA's worst absorption-field bucket outright. For scale: 396.888 square miles and 20,192 people call Spencer County home.
Before you rely on this for one lot
USDA's survey covers the whole of Spencer County, IN at once, not any single address. The real answer for one lot is still a site-specific perc test, running about $750-$1,850 (typically near $1,300).
Budgeting for a system in Spencer County, IN
Spencer County's soil reading pushes the likely outcome toward an engineered system rather than a conventional one. Conventional systems run $3,000-$8,000 where they pass; where they don't, engineered alternatives (mound or aerobic treatment, whichever the health department requires) run $10,000-$40,000 - budget toward the higher figure until a perc test says otherwise.
Where this sits nationally
Among the 3,058 rated counties on this site, Spencer County, IN ranks 1,590 most-constrained nationally, and 70 of 90 within Indiana.
Related guides
How this rating is built, and its real limits · Conventional vs. engineered septic systems